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Penalty Points & Totting Up Ban Solicitors

We keep drivers on the road when facing 12-point disqualification — exceptional hardship arguments with a 94% success rate

Understanding Penalty Points and the 12-Point Threshold

The UK penalty points system requires that penalty points from all driving convictions within a rolling three-year period be accumulated on your licence. When that total reaches or exceeds 12 points, Section 35 of the Road Traffic Offenders Act 1988 creates a presumption of disqualification. The court must ban you for a minimum of six months — unless you can demonstrate that exceptional hardship would result from the disqualification.

This rule catches thousands of drivers every year who have accumulated points from a series of minor offences over the years. You do not need to have committed a serious offence to face a six-month ban — three speeding offences at three points each, plus a mobile phone conviction at six points, would put you at twelve points with entirely minor offences.

If you are approaching 12 points and face a new charge, or if a new conviction would take you to or beyond 12 points, you must seek legal advice before your court hearing.

How Points Are Counted: The Three-Year Rule

Points are counted from the date of the offence (not the date of conviction). The three-year period runs backwards from the date of the latest offence. Any conviction whose offence date falls within this period counts towards the total — even if you were convicted of it several years ago.

Example: You were convicted of speeding in January 2022 (offence date November 2021) and received 3 points. In April 2023 you received 6 points for mobile phone use. In March 2024 you are caught speeding again. The potential new conviction in 2024 would be the third in three years — the court would need to consider whether the total of 12 or more triggers the totting up provisions.

Penalty Points for Common Offences

OffenceCodePointsDuration
Speeding (minor)SP3034 years
Speeding (serious)SP304–64 years
Mobile phone useCU8064 years
Failing to stop after accidentAC105–104 years
Careless drivingCD103–94 years
Drink drivingDR1011 (or disqual.)11 years
Drug drivingDG1011 (or disqual.)11 years
No insuranceIN106–84 years
Dangerous drivingDD40Disqualification4 years

Note: Drink and drug driving endorsements where a disqualification is imposed remain on the licence for 11 years from the date of conviction. Other endorsements last 4 years from the date of offence.

Exceptional Hardship: How We Keep You Driving

The court has a statutory discretion under s.35(1) RTOA 1988 not to impose a totting up disqualification if satisfied that "mitigating circumstances" exist — in practice, this means demonstrating that exceptional hardship would result from a ban. The courts have made clear that ordinary inconvenience or the loss of employment that many people would experience is not sufficient — the hardship must be exceptional.

What Constitutes Exceptional Hardship?

The courts accept exceptional hardship in a wide range of circumstances, though the burden is on the driver to prove it. Successful arguments have included:

  • Loss of employment where driving is an integral part of the job and no alternative transport is feasible (e.g., remote locations, shift patterns)
  • Impact on employees or clients who depend on the driver's business activities
  • Caring responsibilities for elderly, disabled or seriously ill family members who depend on the driver for transport to medical appointments
  • Serious financial hardship affecting the driver's family — particularly where children or vulnerable dependants would be affected
  • Impact on a sole trader business that would collapse without the driver's ability to work
  • Medical transport needs where no adequate public transport alternative exists
Important restriction: You can only use exceptional hardship to avoid a totting up ban once in any three-year period. If you have previously relied on exceptional hardship, you cannot use the same or substantially similar grounds again unless three years have elapsed.

Building Your Exceptional Hardship Case

Our solicitors take a methodical approach to building an exceptional hardship argument. The process begins well before the court hearing:

1

Initial Case Assessment

We review your driving record, the nature of the new offence, and your personal and professional circumstances to assess the strength of an exceptional hardship argument.

2

Evidence Gathering

We help you gather evidence: employer letters, medical notes, care plans, financial statements, alternative transport assessments — whatever best supports your circumstances.

3

Witness Preparation

In appropriate cases we arrange for witnesses — employers, family members, GPs — to attend court or provide written statements to give the argument its full weight.

4

Court Representation

Our solicitor presents the exceptional hardship argument to the bench, cross-examining any prosecution witnesses and ensuring the best possible outcome.

New Drivers: The Two-Year Rule

Drivers who passed their test within the last two years are subject to different rules under the Road Traffic (New Drivers) Act 1995. If a new driver accumulates 6 or more penalty points within two years of passing their test, their licence is automatically revoked. They must retake both the theory and practical tests before driving again. There is no exceptional hardship argument available to new drivers under this regime.

This means that a single mobile phone conviction (6 points) in the first two years of driving will result in licence revocation. If you are a new driver facing any endorsable offence, contact us immediately.

Protect Your Licence Now

Our 94% success rate in exceptional hardship cases speaks for itself. Don't face the court alone.

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Key Facts

  • 12 points = mandatory minimum 6-month ban
  • Second ban within 3 years = minimum 12 months
  • Third ban within 3 years = minimum 24 months
  • New drivers: 6 points = licence revoked
  • Exceptional hardship works: 94% success rate
  • Can only be used once per 3-year period

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